Call reports 2020
FIRST AMERICAN STATE BANK — 2020
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 260,432,000 | 269,398,000 | 261,834,000 | 256,261,000 |
| Total loans | 202,844,000 | 215,265,000 | 206,754,000 | 207,001,000 |
| Allowance for loan losses | 1,946,000 | 2,220,000 | 2,416,000 | 2,416,000 |
| Securities available for sale | 25,230,000 | 23,679,000 | 21,698,000 | 19,023,000 |
| Securities held to maturity | 12,508,000 | 11,779,000 | 13,115,000 | 17,165,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,145,000 | 228,525,000 | 222,207,000 | 221,345,000 |
| Interest-bearing deposits | 194,856,000 | 194,463,000 | 188,022,000 | 185,510,000 |
| Noninterest-bearing deposits | 27,289,000 | 34,062,000 | 34,185,000 | 35,835,000 |
| Equity capital | 23,320,000 | 23,521,000 | 23,738,000 | 24,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,991,000 | 6,044,000 | 8,965,000 | 11,812,000 |
| Interest expense | 986,000 | 1,781,000 | 2,497,000 | 3,142,000 |
| Net interest income | 2,005,000 | 4,263,000 | 6,468,000 | 8,670,000 |
| Noninterest income | -65,000 | -24,000 | 19,000 | 63,000 |
| Noninterest expense | 1,454,000 | 2,851,000 | 4,265,000 | 5,741,000 |
| Provision for loan losses | 15,000 | 295,000 | 490,000 | 490,000 |
| Pretax income | 634,000 | 1,264,000 | 1,907,000 | 2,681,000 |
| Income tax | 158,000 | 315,000 | 474,000 | 657,000 |
| Net income | 476,000 | 949,000 | 1,433,000 | 2,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,448,000 | 23,621,000 | 23,805,000 | 24,096,000 |
| Total capital | 25,444,000 | 25,817,000 | 25,898,000 | 26,267,000 |
| Risk-weighted assets | 166,644,000 | 175,644,000 | 167,071,000 | 173,408,000 |
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