Call reports 2017
FIRST AMERICAN STATE BANK — 2017
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 255,931,000 | 275,141,000 | 270,168,000 | 254,976,000 |
| Total loans | 177,464,000 | 193,831,000 | 192,491,000 | 185,071,000 |
| Allowance for loan losses | 1,863,000 | 2,079,000 | 2,052,000 | 1,964,000 |
| Securities available for sale | 16,132,000 | 15,513,000 | 12,470,000 | 12,039,000 |
| Securities held to maturity | 27,666,000 | 25,838,000 | 24,289,000 | 22,805,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,367,000 | 226,503,000 | 214,520,000 | 200,600,000 |
| Interest-bearing deposits | 157,348,000 | 157,851,000 | 162,070,000 | 156,773,000 |
| Noninterest-bearing deposits | 48,019,000 | 68,653,000 | 52,450,000 | 43,827,000 |
| Equity capital | 20,015,000 | 20,555,000 | 20,842,000 | 20,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,036,000 | 7,689,000 | 10,626,000 |
| Interest expense | 568,000 | 1,153,000 | 1,759,000 | 2,351,000 |
| Net interest income | 1,956,000 | 3,883,000 | 5,930,000 | 8,275,000 |
| Noninterest income | 56,000 | 84,000 | 113,000 | -135,000 |
| Noninterest expense | 1,494,000 | 3,001,000 | 4,509,000 | 5,996,000 |
| Provision for loan losses | 105,000 | 391,000 | 451,000 | 451,000 |
| Pretax income | 413,000 | 575,000 | 1,077,000 | 1,687,000 |
| Income tax | 157,000 | 222,000 | 413,000 | 964,000 |
| Net income | 256,000 | 353,000 | 664,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,149,000 | 20,596,000 | 20,908,000 | 20,967,000 |
| Total capital | 21,961,000 | 22,567,000 | 22,861,000 | 22,806,000 |
| Risk-weighted assets | 144,913,000 | 157,592,000 | 156,181,000 | 146,973,000 |