Call reports 2016
FIRST AMERICAN STATE BANK — 2016
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 278,875,000 | 262,314,000 | 266,633,000 | 269,198,000 |
| Total loans | 176,589,000 | 177,763,000 | 184,072,000 | 188,027,000 |
| Allowance for loan losses | 1,761,000 | 1,797,000 | 1,878,000 | 1,939,000 |
| Securities available for sale | 28,735,000 | 27,499,000 | 17,893,000 | 16,696,000 |
| Securities held to maturity | 44,268,000 | 42,081,000 | 31,438,000 | 29,290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,014,000 | 207,660,000 | 199,785,000 | 191,779,000 |
| Interest-bearing deposits | 173,684,000 | 167,625,000 | 155,249,000 | 155,290,000 |
| Noninterest-bearing deposits | 41,330,000 | 40,035,000 | 44,535,000 | 36,489,000 |
| Equity capital | 18,836,000 | 19,065,000 | 19,467,000 | 19,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,617,000 | 5,191,000 | 7,831,000 | 10,320,000 |
| Interest expense | 642,000 | 1,281,000 | 1,892,000 | 2,468,000 |
| Net interest income | 1,975,000 | 3,910,000 | 5,939,000 | 7,852,000 |
| Noninterest income | 57,000 | 86,000 | 134,000 | 174,000 |
| Noninterest expense | 1,563,000 | 3,031,000 | 4,504,000 | 5,775,000 |
| Provision for loan losses | 442,000 | 537,000 | 693,000 | 865,000 |
| Pretax income | 27,000 | 428,000 | 1,032,000 | 1,542,000 |
| Income tax | -31,000 | 123,000 | 352,000 | 546,000 |
| Net income | 58,000 | 305,000 | 680,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,956,000 | 19,203,000 | 19,578,000 | 19,894,000 |
| Total capital | 20,717,000 | 21,000,000 | 21,456,000 | 21,833,000 |
| Risk-weighted assets | 156,395,000 | 154,114,000 | 155,361,000 | 155,749,000 |