Call reports 2015
FIRST AMERICAN STATE BANK — 2015
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 265,722,000 | 270,843,000 | 273,434,000 | 273,684,000 |
| Total loans | 167,810,000 | 171,288,000 | 167,340,000 | 172,919,000 |
| Allowance for loan losses | 1,677,000 | 1,635,000 | 1,557,000 | 1,448,000 |
| Securities available for sale | 25,033,000 | 32,098,000 | 30,937,000 | 29,529,000 |
| Securities held to maturity | 53,562,000 | 51,227,000 | 48,801,000 | 46,619,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,199,000 | 195,160,000 | 210,030,000 | 207,770,000 |
| Interest-bearing deposits | 169,947,000 | 152,081,000 | 162,821,000 | 173,959,000 |
| Noninterest-bearing deposits | 25,252,000 | 43,079,000 | 47,209,000 | 33,810,000 |
| Equity capital | 18,130,000 | 18,254,000 | 18,570,000 | 18,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 5,032,000 | 7,717,000 | 10,286,000 |
| Interest expense | 718,000 | 1,340,000 | 1,963,000 | 2,604,000 |
| Net interest income | 1,738,000 | 3,692,000 | 5,754,000 | 7,682,000 |
| Noninterest income | -111,000 | -273,000 | -256,000 | -225,000 |
| Noninterest expense | 1,451,000 | 2,963,000 | 4,505,000 | 6,093,000 |
| Provision for loan losses | 121,000 | 176,000 | 176,000 | 176,000 |
| Pretax income | 55,000 | 280,000 | 817,000 | 1,188,000 |
| Income tax | 25,000 | 115,000 | 319,000 | 421,000 |
| Net income | 30,000 | 165,000 | 498,000 | 767,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,143,000 | 18,279,000 | 18,612,000 | 18,880,000 |
| Total capital | 19,820,000 | 19,914,000 | 20,169,000 | 20,328,000 |
| Risk-weighted assets | 159,420,000 | 157,196,000 | 155,954,000 | 153,067,000 |