Call reports 2014
FIRST AMERICAN STATE BANK — 2014
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 260,973,000 | 266,605,000 | 270,929,000 | 268,306,000 |
| Total loans | 166,042,000 | 170,276,000 | 165,637,000 | 160,716,000 |
| Allowance for loan losses | 1,777,000 | 1,807,000 | 1,807,000 | 1,627,000 |
| Securities available for sale | 2,813,000 | 2,799,000 | 2,775,000 | 8,820,000 |
| Securities held to maturity | 59,459,000 | 60,160,000 | 58,136,000 | 56,164,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,893,000 | 204,381,000 | 216,629,000 | 206,895,000 |
| Interest-bearing deposits | 156,892,000 | 166,953,000 | 175,609,000 | 172,949,000 |
| Noninterest-bearing deposits | 36,001,000 | 37,429,000 | 41,020,000 | 33,946,000 |
| Equity capital | 16,898,000 | 17,242,000 | 17,887,000 | 18,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,454,000 | 5,010,000 | 7,765,000 | 10,292,000 |
| Interest expense | 664,000 | 1,340,000 | 2,011,000 | 2,695,000 |
| Net interest income | 1,790,000 | 3,670,000 | 5,754,000 | 7,597,000 |
| Noninterest income | 66,000 | 115,000 | 628,000 | 625,000 |
| Noninterest expense | 1,462,000 | 2,893,000 | 4,403,000 | 5,827,000 |
| Provision for loan losses | 125,000 | 155,000 | 155,000 | 155,000 |
| Pretax income | 269,000 | 737,000 | 1,824,000 | 2,240,000 |
| Income tax | 105,000 | 236,000 | 692,000 | 851,000 |
| Net income | 164,000 | 501,000 | 1,132,000 | 1,389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,613,000 | 17,113,000 | 17,782,000 | 18,150,000 |
| Total capital | 18,390,000 | 18,920,000 | 19,589,000 | 19,777,000 |
| Risk-weighted assets | 163,413,000 | 165,484,000 | 158,132,000 | 151,963,000 |