Call reports 2013
FIRST AMERICAN STATE BANK — 2013
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 242,800,000 | 241,431,000 | 248,041,000 | 248,276,000 |
| Total loans | 142,432,000 | 149,304,000 | 159,395,000 | 166,448,000 |
| Allowance for loan losses | 2,332,000 | 2,333,000 | 1,803,000 | 1,836,000 |
| Securities available for sale | 71,663,000 | 7,947,000 | 6,919,000 | 2,786,000 |
| Securities held to maturity | 0 | 63,067,000 | 59,947,000 | 58,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,183,000 | 190,342,000 | 177,011,000 | 180,966,000 |
| Interest-bearing deposits | 149,572,000 | 152,591,000 | 147,238,000 | 152,845,000 |
| Noninterest-bearing deposits | 38,611,000 | 37,751,000 | 29,774,000 | 28,120,000 |
| Equity capital | 17,004,000 | 16,909,000 | 17,018,000 | 16,697,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,191,000 | 4,464,000 | 6,777,000 | 9,275,000 |
| Interest expense | 630,000 | 1,240,000 | 1,847,000 | 2,495,000 |
| Net interest income | 1,561,000 | 3,224,000 | 4,930,000 | 6,780,000 |
| Noninterest income | 55,000 | 52,000 | 26,000 | -648,000 |
| Noninterest expense | 1,590,000 | 2,959,000 | 4,454,000 | 5,965,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 26,000 | 314,000 | 499,000 | 70,000 |
| Income tax | 13,000 | 125,000 | 199,000 | 45,000 |
| Net income | 13,000 | 189,000 | 300,000 | 25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,377,000 | 16,553,000 | 16,664,000 | 16,389,000 |
| Total capital | 18,206,000 | 18,433,000 | 18,467,000 | 18,225,000 |
| Risk-weighted assets | 145,842,000 | 149,971,000 | 159,138,000 | 162,467,000 |