Call reports 2012
FIRST AMERICAN STATE BANK — 2012
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 252,187,000 | 256,115,000 | 250,388,000 | 237,554,000 |
| Total loans | 135,684,000 | 142,181,000 | 143,739,000 | 143,070,000 |
| Allowance for loan losses | 2,802,000 | 2,798,000 | 2,330,000 | 2,331,000 |
| Securities available for sale | 70,258,000 | 65,002,000 | 66,216,000 | 60,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,393,000 | 211,737,000 | 206,315,000 | 192,647,000 |
| Interest-bearing deposits | 167,792,000 | 169,539,000 | 165,699,000 | 153,381,000 |
| Noninterest-bearing deposits | 39,601,000 | 42,199,000 | 40,616,000 | 39,266,000 |
| Equity capital | 16,473,000 | 16,920,000 | 16,982,000 | 16,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,334,000 | 5,050,000 | 7,414,000 | 9,887,000 |
| Interest expense | 733,000 | 1,441,000 | 2,138,000 | 2,797,000 |
| Net interest income | 1,601,000 | 3,609,000 | 5,276,000 | 7,090,000 |
| Noninterest income | -146,000 | -57,000 | -254,000 | -163,000 |
| Noninterest expense | 1,543,000 | 3,094,000 | 4,401,000 | 6,385,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -46,000 | 600,000 | 761,000 | 731,000 |
| Income tax | -13,000 | 230,000 | 295,000 | 289,000 |
| Net income | -33,000 | 370,000 | 466,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,662,000 | 16,065,000 | 16,160,000 | 16,364,000 |
| Total capital | 17,454,000 | 17,931,000 | 18,014,000 | 18,201,000 |
| Risk-weighted assets | 142,390,000 | 148,347,000 | 147,970,000 | 146,445,000 |