Call reports 2011
FIRST AMERICAN STATE BANK — 2011
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 214,328,000 | 235,945,000 | 236,546,000 | 240,966,000 |
| Total loans | 143,011,000 | 135,641,000 | 134,901,000 | 133,375,000 |
| Allowance for loan losses | 3,421,000 | 3,021,000 | 2,872,000 | 2,817,000 |
| Securities available for sale | 42,239,000 | 47,048,000 | 60,596,000 | 71,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,229,000 | 194,610,000 | 194,194,000 | 198,286,000 |
| Interest-bearing deposits | 148,549,000 | 171,189,000 | 163,154,000 | 169,240,000 |
| Noninterest-bearing deposits | 24,680,000 | 23,421,000 | 31,040,000 | 29,047,000 |
| Equity capital | 16,004,000 | 16,564,000 | 16,449,000 | 16,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,861,000 | 7,268,000 | 9,693,000 |
| Interest expense | 736,000 | 1,482,000 | 2,261,000 | 3,013,000 |
| Net interest income | 1,692,000 | 3,379,000 | 5,007,000 | 6,680,000 |
| Noninterest income | 65,000 | 142,000 | 204,000 | 312,000 |
| Noninterest expense | 1,571,000 | 3,119,000 | 4,922,000 | 6,622,000 |
| Provision for loan losses | 555,000 | 555,000 | 555,000 | 555,000 |
| Pretax income | -306,000 | -46,000 | 144,000 | 262,000 |
| Income tax | -111,000 | -12,000 | 64,000 | 112,000 |
| Net income | -195,000 | -34,000 | 80,000 | 150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,010,000 | 15,171,000 | 15,285,000 | 15,356,000 |
| Total capital | 16,950,000 | 17,031,000 | 17,155,000 | 17,231,000 |
| Risk-weighted assets | 153,700,000 | 147,647,000 | 148,607,000 | 149,046,000 |