Call reports 2005

FIRST AMERICAN STATE BANK — 2005

Name: FIRST AMERICAN STATE BANK — FFIEC call report 2005
Creator: FIRST AMERICAN STATE BANK

What FIRST AMERICAN STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/ae3a179a-257e-4125-b7df-f930c34f2c57/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	163,968,000	179,274,000	173,644,000	178,374,000
Total loans	73,643,000	82,335,000	82,029,000	90,409,000
Allowance for loan losses	720,000	834,000	863,000	937,000
Securities available for sale	70,446,000	77,271,000	79,026,000	74,141,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	155,904,000	170,072,000	151,027,000	153,462,000
Interest-bearing deposits	139,650,000	155,053,000	134,780,000	126,141,000
Noninterest-bearing deposits	16,254,000	15,019,000	16,247,000	27,321,000
Equity capital	7,930,000	9,025,000	9,131,000	8,810,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,921,000	4,132,000	6,562,000	9,130,000
Interest expense	780,000	1,775,000	2,849,000	4,057,000
Net interest income	1,141,000	2,357,000	3,713,000	5,073,000
Noninterest income	39,000	75,000	122,000	161,000
Noninterest expense	832,000	1,609,000	2,387,000	3,457,000
Provision for loan losses	7,000	121,000	150,000	224,000
Pretax income	353,000	714,000	1,310,000	1,565,000
Income tax	74,000	153,000	327,000	395,000
Net income	279,000	561,000	983,000	1,170,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	8,629,000	9,176,000	9,547,000	9,709,000
Total capital	9,349,000	10,010,000	10,410,000	10,646,000
Risk-weighted assets	87,199,000	98,305,000	95,301,000	104,319,000