Call reports 2004
FIRST AMERICAN STATE BANK — 2004
What FIRST AMERICAN STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 154,725,000 | 137,807,000 | 142,551,000 | 154,730,000 |
| Total loans | 70,093,000 | 73,144,000 | 70,375,000 | 73,144,000 |
| Allowance for loan losses | 693,000 | 725,000 | 739,000 | 734,000 |
| Securities available for sale | 46,944,000 | 52,682,000 | 53,984,000 | 67,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,606,000 | 129,848,000 | 134,051,000 | 146,267,000 |
| Interest-bearing deposits | 136,734,000 | 120,310,000 | 126,442,000 | 129,824,000 |
| Noninterest-bearing deposits | 9,872,000 | 9,538,000 | 7,609,000 | 16,443,000 |
| Equity capital | 7,771,000 | 6,742,000 | 8,211,000 | 8,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,702,000 | 3,492,000 | 5,332,000 | 7,156,000 |
| Interest expense | 504,000 | 1,074,000 | 1,665,000 | 2,327,000 |
| Net interest income | 1,198,000 | 2,418,000 | 3,667,000 | 4,829,000 |
| Noninterest income | 36,000 | 74,000 | 107,000 | 139,000 |
| Noninterest expense | 702,000 | 1,382,000 | 2,062,000 | 3,165,000 |
| Provision for loan losses | 8,000 | 41,000 | 60,000 | 60,000 |
| Pretax income | 549,000 | 1,127,000 | 1,694,000 | 1,865,000 |
| Income tax | 132,000 | 271,000 | 409,000 | 403,000 |
| Net income | 417,000 | 856,000 | 1,285,000 | 1,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,186,000 | 7,594,000 | 8,022,000 | 8,189,000 |
| Total capital | 7,879,000 | 8,319,000 | 8,761,000 | 8,923,000 |
| Risk-weighted assets | 78,436,000 | 78,087,000 | 77,312,000 | 83,749,000 |