Call reports 2026
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2026
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 153,066,000 | 151,554,000 |
| Total loans | 116,866,000 | 116,606,000 |
| Allowance for loan losses | 927,000 | 935,000 |
| Securities available for sale | 14,016,000 | 13,759,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 135,084,000 | 134,339,000 |
| Interest-bearing deposits | 108,944,000 | 105,206,000 |
| Noninterest-bearing deposits | 26,140,000 | 29,133,000 |
| Equity capital | 13,330,000 | 13,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,808,000 | 3,714,000 |
| Interest expense | 342,000 | 684,000 |
| Net interest income | 1,466,000 | 3,030,000 |
| Noninterest income | 182,000 | 406,000 |
| Noninterest expense | 1,309,000 | 2,787,000 |
| Provision for loan losses | 26,000 | 37,000 |
| Pretax income | 311,000 | 610,000 |
| Income tax | 79,000 | 159,000 |
| Net income | 232,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,163,000 | 14,382,000 |
| Total capital | 15,097,000 | 15,318,000 |
| Risk-weighted assets | 74,736,000 | 74,921,000 |