Call reports 2022
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2022
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 136,773,000 | 139,564,000 | 140,907,000 | 143,309,000 |
| Total loans | 80,276,000 | 84,455,000 | 89,933,000 | 93,756,000 |
| Allowance for loan losses | 871,000 | 847,000 | 845,000 | 851,000 |
| Securities available for sale | 25,228,000 | 20,420,000 | 16,022,000 | 18,640,000 |
| Securities held to maturity | 0 | 8,772,000 | 14,443,000 | 13,045,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,450,000 | 129,930,000 | 131,645,000 | 130,637,000 |
| Interest-bearing deposits | 102,781,000 | 106,223,000 | 105,405,000 | 107,133,000 |
| Noninterest-bearing deposits | 23,669,000 | 23,707,000 | 26,240,000 | 23,504,000 |
| Equity capital | 10,131,000 | 9,408,000 | 9,008,000 | 9,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,910,000 | 3,062,000 | 4,318,000 |
| Interest expense | 61,000 | 124,000 | 187,000 | 258,000 |
| Net interest income | 845,000 | 1,786,000 | 2,875,000 | 4,060,000 |
| Noninterest income | 251,000 | 447,000 | 609,000 | 766,000 |
| Noninterest expense | 1,089,000 | 2,170,000 | 3,257,000 | 4,386,000 |
| Provision for loan losses | 0 | -20,000 | -20,000 | -12,000 |
| Pretax income | 41,000 | 117,000 | 281,000 | 486,000 |
| Income tax | 9,000 | 25,000 | 58,000 | 105,000 |
| Net income | 32,000 | 92,000 | 223,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,345,000 | 11,406,000 | 11,536,000 | 11,694,000 |
| Total capital | 12,093,000 | 12,205,000 | 12,367,000 | 12,545,000 |
| Risk-weighted assets | 59,732,000 | 63,924,000 | 66,506,000 | 69,461,000 |