Call reports 2019
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2019
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,697,000 | 95,500,000 | 97,652,000 | 97,007,000 |
| Total loans | 76,999,000 | 79,202,000 | 81,049,000 | 81,171,000 |
| Allowance for loan losses | 874,000 | 850,000 | 853,000 | 857,000 |
| Securities available for sale | 7,984,000 | 7,922,000 | 7,324,000 | 7,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,921,000 | 83,323,000 | 83,819,000 | 81,669,000 |
| Interest-bearing deposits | 67,401,000 | 67,638,000 | 69,197,000 | 68,327,000 |
| Noninterest-bearing deposits | 14,520,000 | 15,685,000 | 14,622,000 | 13,342,000 |
| Equity capital | 8,431,000 | 8,811,000 | 9,033,000 | 9,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,031,000 | 2,121,000 | 3,236,000 | 4,330,000 |
| Interest expense | 132,000 | 279,000 | 419,000 | 574,000 |
| Net interest income | 899,000 | 1,842,000 | 2,817,000 | 3,756,000 |
| Noninterest income | 213,000 | 453,000 | 737,000 | 977,000 |
| Noninterest expense | 1,230,000 | 2,101,000 | 3,017,000 | 4,004,000 |
| Provision for loan losses | 0 | -25,000 | -20,000 | -10,000 |
| Pretax income | -118,000 | 219,000 | 557,000 | 739,000 |
| Income tax | 0 | 80,000 | 197,000 | 243,000 |
| Net income | -118,000 | 139,000 | 360,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,554,000 | 8,812,000 | 9,033,000 | 9,168,000 |
| Total capital | 9,224,000 | 9,495,000 | 9,734,000 | 9,868,000 |
| Risk-weighted assets | 53,470,000 | 54,495,000 | 55,990,000 | 55,850,000 |