Call reports 2018
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2018
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,378,000 | 88,279,000 | 91,262,000 | 89,513,000 |
| Total loans | 63,650,000 | 65,717,000 | 67,956,000 | 72,014,000 |
| Allowance for loan losses | 1,053,000 | 1,099,000 | 895,000 | 877,000 |
| Securities available for sale | 8,671,000 | 8,405,000 | 8,137,000 | 8,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,601,000 | 78,843,000 | 77,850,000 | 74,959,000 |
| Interest-bearing deposits | 64,572,000 | 66,355,000 | 65,835,000 | 63,786,000 |
| Noninterest-bearing deposits | 11,029,000 | 12,488,000 | 12,015,000 | 11,173,000 |
| Equity capital | 6,039,000 | 6,686,000 | 8,027,000 | 8,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 850,000 | 1,715,000 | 2,670,000 | 3,648,000 |
| Interest expense | 41,000 | 87,000 | 147,000 | 243,000 |
| Net interest income | 809,000 | 1,628,000 | 2,523,000 | 3,405,000 |
| Noninterest income | 241,000 | 443,000 | 675,000 | 902,000 |
| Noninterest expense | 910,000 | 1,875,000 | 3,242,000 | 4,088,000 |
| Provision for loan losses | 15,000 | -25,000 | -225,000 | -225,000 |
| Pretax income | 140,000 | 236,000 | 196,000 | 459,000 |
| Income tax | 0 | -578,000 | -588,000 | -588,000 |
| Net income | 140,000 | 814,000 | 784,000 | 1,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,766,000 | 8,439,000 | 8,410,000 | 8,673,000 |
| Total capital | 8,348,000 | 9,032,000 | 9,011,000 | 9,301,000 |
| Risk-weighted assets | 46,120,000 | 46,955,000 | 47,839,000 | 50,006,000 |