Call reports 2017
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2017
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,971,000 | 82,132,000 | 83,134,000 | 84,049,000 |
| Total loans | 57,478,000 | 61,374,000 | 62,417,000 | 65,291,000 |
| Allowance for loan losses | 935,000 | 996,000 | 1,018,000 | 1,038,000 |
| Securities available for sale | 11,466,000 | 11,610,000 | 10,244,000 | 9,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,106,000 | 74,915,000 | 74,276,000 | 73,047,000 |
| Interest-bearing deposits | 63,011,000 | 64,090,000 | 63,882,000 | 62,364,000 |
| Noninterest-bearing deposits | 12,095,000 | 10,825,000 | 10,394,000 | 10,683,000 |
| Equity capital | 5,044,000 | 5,306,000 | 6,030,000 | 6,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 781,000 | 1,586,000 | 2,423,000 | 3,270,000 |
| Interest expense | 24,000 | 49,000 | 75,000 | 112,000 |
| Net interest income | 757,000 | 1,537,000 | 2,348,000 | 3,158,000 |
| Noninterest income | 328,000 | 608,000 | 918,000 | 1,179,000 |
| Noninterest expense | 825,000 | 1,684,000 | 2,193,000 | 3,046,000 |
| Provision for loan losses | 30,000 | 92,000 | 96,000 | 121,000 |
| Pretax income | 242,000 | 381,000 | 989,000 | 1,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 242,000 | 381,000 | 989,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,678,000 | 6,817,000 | 7,427,000 | 7,626,000 |
| Total capital | 7,219,000 | 7,373,000 | 7,992,000 | 8,218,000 |
| Risk-weighted assets | 42,937,000 | 44,064,000 | 44,780,000 | 46,970,000 |