Call reports 2014
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2014
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 74,273,000 | 73,951,000 | 72,896,000 | 71,679,000 |
| Total loans | 40,192,000 | 40,432,000 | 40,299,000 | 40,936,000 |
| Allowance for loan losses | 1,072,000 | 1,052,000 | 969,000 | 974,000 |
| Securities available for sale | 12,200,000 | 12,283,000 | 15,113,000 | 15,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,805,000 | 67,312,000 | 66,143,000 | 65,599,000 |
| Interest-bearing deposits | 61,434,000 | 60,415,000 | 58,899,000 | 57,958,000 |
| Noninterest-bearing deposits | 6,371,000 | 6,897,000 | 7,244,000 | 7,641,000 |
| Equity capital | 4,796,000 | 4,961,000 | 4,816,000 | 4,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,354,000 | 1,969,000 | 2,582,000 |
| Interest expense | 37,000 | 66,000 | 93,000 | 119,000 |
| Net interest income | 697,000 | 1,288,000 | 1,876,000 | 2,463,000 |
| Noninterest income | 590,000 | 924,000 | 1,282,000 | 1,516,000 |
| Noninterest expense | 1,192,000 | 2,149,000 | 3,182,000 | 4,158,000 |
| Provision for loan losses | -178,000 | -178,000 | -178,000 | -178,000 |
| Pretax income | 273,000 | 241,000 | 154,000 | -1,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 273,000 | 241,000 | 154,000 | -1,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,274,000 | 5,344,000 | 5,925,000 | 5,812,000 |
| Total capital | 5,763,000 | 5,854,000 | 6,430,000 | 6,288,000 |
| Risk-weighted assets | 38,556,000 | 40,240,000 | 39,952,000 | 37,608,000 |