Call reports 2013
1ST FEDERAL SAVINGS BANK OF SC, INC. — 2013
What 1ST FEDERAL SAVINGS BANK OF SC, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 105,364,000 | 103,179,000 | 101,017,000 | 98,175,000 |
| Total loans | 56,849,000 | 54,377,000 | 52,379,000 | 52,122,000 |
| Allowance for loan losses | 1,668,000 | 1,632,000 | 1,326,000 | 1,330,000 |
| Securities available for sale | 15,451,000 | 13,544,000 | 12,884,000 | 12,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,816,000 | 95,523,000 | 94,228,000 | 91,918,000 |
| Interest-bearing deposits | 91,274,000 | 88,814,000 | 86,836,000 | 85,773,000 |
| Noninterest-bearing deposits | 6,542,000 | 6,709,000 | 7,392,000 | 6,145,000 |
| Equity capital | 5,198,000 | 5,289,000 | 4,380,000 | 4,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,547,000 | 2,293,000 | 3,078,000 |
| Interest expense | 87,000 | 156,000 | 214,000 | 261,000 |
| Net interest income | 708,000 | 1,391,000 | 2,079,000 | 2,817,000 |
| Noninterest income | 83,000 | 671,000 | 996,000 | 1,258,000 |
| Noninterest expense | 1,283,000 | 2,253,000 | 3,469,000 | 4,579,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -492,000 | -191,000 | -394,000 | -504,000 |
| Income tax | 0 | 0 | 551,000 | 551,000 |
| Net income | -492,000 | -191,000 | -945,000 | -1,055,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,082,000 | 5,231,000 | 5,186,000 | 5,077,000 |
| Total capital | 5,781,000 | 5,869,000 | 5,809,000 | 5,678,000 |
| Risk-weighted assets | 54,993,000 | 50,455,000 | 49,115,000 | 47,369,000 |