Call reports 2009
ANDERSON BROTHERS BANK — 2009
What ANDERSON BROTHERS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 453,086,000 | 457,544,000 | 475,820,000 | 466,651,000 |
| Total loans | 360,901,000 | 370,420,000 | 372,834,000 | 373,532,000 |
| Allowance for loan losses | 3,822,000 | 4,952,000 | 4,435,000 | 5,414,000 |
| Securities available for sale | 36,108,000 | 31,851,000 | 38,448,000 | 40,767,000 |
| Securities held to maturity | 505,000 | 406,000 | 406,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 413,300,000 | 418,909,000 | 437,015,000 | 428,628,000 |
| Interest-bearing deposits | 315,610,000 | 322,424,000 | 340,280,000 | 335,892,000 |
| Noninterest-bearing deposits | 97,690,000 | 96,485,000 | 96,735,000 | 92,736,000 |
| Equity capital | 36,445,000 | 35,136,000 | 35,614,000 | 35,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,624,000 | 15,447,000 | 23,310,000 | 31,380,000 |
| Interest expense | 2,484,000 | 4,912,000 | 7,241,000 | 9,413,000 |
| Net interest income | 5,140,000 | 10,535,000 | 16,069,000 | 21,967,000 |
| Noninterest income | 953,000 | 2,106,000 | 3,177,000 | 4,163,000 |
| Noninterest expense | 4,024,000 | 8,693,000 | 13,184,000 | 17,893,000 |
| Provision for loan losses | 1,600,000 | 4,300,000 | 6,300,000 | 8,964,000 |
| Pretax income | 469,000 | -1,517,000 | -1,351,000 | -1,840,000 |
| Income tax | 119,000 | -617,000 | -603,000 | -1,010,000 |
| Net income | 350,000 | -900,000 | -748,000 | -830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,175,000 | 34,900,000 | 35,052,000 | 34,970,000 |
| Total capital | 39,997,000 | 39,626,000 | 39,487,000 | 39,788,000 |
| Risk-weighted assets | 375,485,000 | 377,860,000 | 384,097,000 | 384,809,000 |