Call reports 2008
ANDERSON BROTHERS BANK — 2008
What ANDERSON BROTHERS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 397,314,000 | 407,722,000 | 419,651,000 | 427,302,000 |
| Total loans | 310,113,000 | 323,727,000 | 340,397,000 | 353,727,000 |
| Allowance for loan losses | 3,814,000 | 3,798,000 | 4,592,000 | 4,564,000 |
| Securities available for sale | 42,752,000 | 39,063,000 | 39,585,000 | 33,876,000 |
| Securities held to maturity | 504,000 | 504,000 | 505,000 | 505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,426,000 | 368,864,000 | 372,410,000 | 386,949,000 |
| Interest-bearing deposits | 292,319,000 | 304,033,000 | 275,607,000 | 291,989,000 |
| Noninterest-bearing deposits | 67,107,000 | 64,831,000 | 96,803,000 | 94,960,000 |
| Equity capital | 34,553,000 | 34,644,000 | 35,490,000 | 36,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,186,000 | 16,345,000 | 24,313,000 | 32,294,000 |
| Interest expense | 2,856,000 | 5,545,000 | 8,148,000 | 10,786,000 |
| Net interest income | 5,330,000 | 10,800,000 | 16,165,000 | 21,508,000 |
| Noninterest income | 1,096,000 | 2,129,000 | 3,188,000 | 4,162,000 |
| Noninterest expense | 4,256,000 | 8,498,000 | 12,885,000 | 17,849,000 |
| Provision for loan losses | 450,000 | 1,100,000 | 2,250,000 | 3,200,000 |
| Pretax income | 1,722,000 | 3,334,000 | 4,224,000 | 4,644,000 |
| Income tax | 541,000 | 1,049,000 | 1,333,000 | 1,450,000 |
| Net income | 1,181,000 | 2,285,000 | 2,891,000 | 3,194,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,586,000 | 35,390,000 | 35,696,000 | 36,000,000 |
| Total capital | 38,400,000 | 39,188,000 | 40,147,000 | 40,564,000 |
| Risk-weighted assets | 326,258,000 | 340,810,000 | 355,959,000 | 365,467,000 |