Call reports 2007
ANDERSON BROTHERS BANK — 2007
What ANDERSON BROTHERS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 362,670,000 | 368,304,000 | 384,785,000 | 379,427,000 |
| Total loans | 266,852,000 | 282,212,000 | 295,918,000 | 298,298,000 |
| Allowance for loan losses | 3,667,000 | 3,620,000 | 3,806,000 | 3,756,000 |
| Securities available for sale | 48,321,000 | 46,274,000 | 46,046,000 | 41,019,000 |
| Securities held to maturity | 875,000 | 851,000 | 851,000 | 752,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,532,000 | 332,523,000 | 347,180,000 | 343,044,000 |
| Interest-bearing deposits | 266,124,000 | 270,675,000 | 283,115,000 | 279,928,000 |
| Noninterest-bearing deposits | 62,408,000 | 61,848,000 | 64,065,000 | 63,116,000 |
| Equity capital | 31,144,000 | 31,473,000 | 32,656,000 | 33,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,369,000 | 15,076,000 | 23,276,000 | 31,697,000 |
| Interest expense | 2,689,000 | 5,487,000 | 8,418,000 | 11,403,000 |
| Net interest income | 4,680,000 | 9,589,000 | 14,858,000 | 20,294,000 |
| Noninterest income | 945,000 | 1,833,000 | 2,674,000 | 3,545,000 |
| Noninterest expense | 3,245,000 | 6,619,000 | 10,430,000 | 14,448,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,550,000 | 2,100,000 |
| Pretax income | 1,930,000 | 3,903,000 | 5,552,000 | 7,291,000 |
| Income tax | 635,000 | 1,322,000 | 1,961,000 | 2,434,000 |
| Net income | 1,295,000 | 2,581,000 | 3,591,000 | 4,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,443,000 | 32,430,000 | 33,140,000 | 33,705,000 |
| Total capital | 34,952,000 | 36,050,000 | 36,946,000 | 37,461,000 |
| Risk-weighted assets | 280,576,000 | 296,648,000 | 312,546,000 | 311,736,000 |