Call reports 2006
ANDERSON BROTHERS BANK — 2006
What ANDERSON BROTHERS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 321,296,000 | 327,668,000 | 339,460,000 | 338,764,000 |
| Total loans | 229,588,000 | 244,126,000 | 256,632,000 | 260,328,000 |
| Allowance for loan losses | 3,136,000 | 3,140,000 | 3,348,000 | 3,656,000 |
| Securities available for sale | 49,406,000 | 47,988,000 | 47,814,000 | 47,687,000 |
| Securities held to maturity | 908,000 | 874,000 | 874,000 | 875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,724,000 | 297,504,000 | 307,072,000 | 296,123,000 |
| Interest-bearing deposits | 230,734,000 | 236,797,000 | 245,861,000 | 237,181,000 |
| Noninterest-bearing deposits | 61,990,000 | 60,707,000 | 61,211,000 | 58,942,000 |
| Equity capital | 26,696,000 | 27,422,000 | 28,843,000 | 29,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,920,000 | 12,245,000 | 19,172,000 | 26,328,000 |
| Interest expense | 1,579,000 | 3,392,000 | 5,528,000 | 7,889,000 |
| Net interest income | 4,341,000 | 8,853,000 | 13,644,000 | 18,439,000 |
| Noninterest income | 763,000 | 1,464,000 | 2,289,000 | 3,075,000 |
| Noninterest expense | 3,077,000 | 6,321,000 | 9,533,000 | 12,601,000 |
| Provision for loan losses | 400,000 | 800,000 | 1,600,000 | 2,050,000 |
| Pretax income | 1,627,000 | 3,196,000 | 4,800,000 | 6,868,000 |
| Income tax | 585,000 | 1,087,000 | 1,620,000 | 2,328,000 |
| Net income | 1,042,000 | 2,109,000 | 3,180,000 | 4,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,250,000 | 28,317,000 | 29,388,000 | 30,148,000 |
| Total capital | 30,263,000 | 31,457,000 | 32,710,000 | 33,509,000 |
| Risk-weighted assets | 240,956,000 | 255,285,000 | 265,728,000 | 268,586,000 |