Call reports 2005
ANDERSON BROTHERS BANK — 2005
What ANDERSON BROTHERS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 269,483,000 | 282,272,000 | 302,327,000 | 293,694,000 |
| Total loans | 181,843,000 | 196,046,000 | 208,127,000 | 214,602,000 |
| Allowance for loan losses | 2,648,000 | 2,777,000 | 2,921,000 | 2,890,000 |
| Securities available for sale | 49,733,000 | 51,779,000 | 51,981,000 | 50,432,000 |
| Securities held to maturity | 1,147,000 | 1,117,000 | 1,117,000 | 1,117,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,564,000 | 255,200,000 | 273,369,000 | 261,053,000 |
| Interest-bearing deposits | 184,781,000 | 202,418,000 | 215,922,000 | 205,913,000 |
| Noninterest-bearing deposits | 59,783,000 | 52,782,000 | 57,447,000 | 55,140,000 |
| Equity capital | 23,609,000 | 24,838,000 | 25,815,000 | 25,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,346,000 | 9,106,000 | 14,320,000 | 20,366,000 |
| Interest expense | 790,000 | 1,736,000 | 2,829,000 | 4,093,000 |
| Net interest income | 3,556,000 | 7,370,000 | 11,491,000 | 16,273,000 |
| Noninterest income | 817,000 | 1,508,000 | 2,213,000 | 2,927,000 |
| Noninterest expense | 2,511,000 | 5,147,000 | 7,916,000 | 10,923,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,558,000 |
| Pretax income | 1,638,000 | 3,286,000 | 5,172,000 | 6,604,000 |
| Income tax | 498,000 | 1,157,000 | 1,776,000 | 2,226,000 |
| Net income | 1,140,000 | 2,129,000 | 3,396,000 | 4,378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,570,000 | 24,559,000 | 25,826,000 | 26,208,000 |
| Total capital | 26,074,000 | 27,230,000 | 28,584,000 | 29,028,000 |
| Risk-weighted assets | 200,118,000 | 213,608,000 | 220,460,000 | 225,517,000 |