Call reports 2004
ANDERSON BROTHERS BANK — 2004
What ANDERSON BROTHERS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 233,174,000 | 244,602,000 | 246,023,000 | 243,908,000 |
| Total loans | 153,909,000 | 167,825,000 | 169,712,000 | 176,466,000 |
| Allowance for loan losses | 2,574,000 | 2,459,000 | 2,555,000 | 2,469,000 |
| Securities available for sale | 54,838,000 | 51,007,000 | 48,214,000 | 43,960,000 |
| Securities held to maturity | 1,146,000 | 1,146,000 | 1,146,000 | 1,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,854,000 | 211,469,000 | 221,122,000 | 216,007,000 |
| Interest-bearing deposits | 163,601,000 | 165,879,000 | 169,647,000 | 166,247,000 |
| Noninterest-bearing deposits | 46,253,000 | 45,590,000 | 51,475,000 | 49,760,000 |
| Equity capital | 22,095,000 | 21,500,000 | 22,620,000 | 22,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,752,000 | 7,867,000 | 12,090,000 | 16,399,000 |
| Interest expense | 535,000 | 1,090,000 | 1,716,000 | 2,411,000 |
| Net interest income | 3,217,000 | 6,777,000 | 10,374,000 | 13,988,000 |
| Noninterest income | 788,000 | 1,358,000 | 2,026,000 | 2,679,000 |
| Noninterest expense | 2,286,000 | 4,648,000 | 7,078,000 | 9,702,000 |
| Provision for loan losses | 150,000 | 550,000 | 800,000 | 1,025,000 |
| Pretax income | 1,576,000 | 3,017,000 | 4,602,000 | 6,025,000 |
| Income tax | 562,000 | 1,042,000 | 1,602,000 | 2,081,000 |
| Net income | 1,014,000 | 1,975,000 | 3,000,000 | 3,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,900,000 | 21,861,000 | 22,086,000 | 22,430,000 |
| Total capital | 22,962,000 | 24,114,000 | 24,302,000 | 24,745,000 |
| Risk-weighted assets | 165,158,000 | 180,054,000 | 176,961,000 | 184,977,000 |