Call reports 2003
ANDERSON BROTHERS BANK — 2003
What ANDERSON BROTHERS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 218,298,000 | 210,514,000 | 225,428,000 | 219,775,000 |
| Total loans | 142,560,000 | 145,244,000 | 147,371,000 | 148,191,000 |
| Allowance for loan losses | 2,209,000 | 2,318,000 | 2,455,000 | 2,412,000 |
| Securities available for sale | 45,376,000 | 41,781,000 | 48,926,000 | 53,379,000 |
| Securities held to maturity | 2,457,000 | 2,151,000 | 1,948,000 | 1,848,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,417,000 | 187,424,000 | 202,614,000 | 197,360,000 |
| Interest-bearing deposits | 155,688,000 | 145,907,000 | 155,269,000 | 152,972,000 |
| Noninterest-bearing deposits | 40,729,000 | 41,517,000 | 47,345,000 | 44,388,000 |
| Equity capital | 20,610,000 | 21,183,000 | 20,595,000 | 20,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,626,000 | 7,261,000 | 11,300,000 | 15,092,000 |
| Interest expense | 682,000 | 1,306,000 | 1,873,000 | 2,410,000 |
| Net interest income | 2,944,000 | 5,955,000 | 9,427,000 | 12,682,000 |
| Noninterest income | 806,000 | 1,581,000 | 2,323,000 | 3,047,000 |
| Noninterest expense | 2,057,000 | 4,263,000 | 6,592,000 | 8,857,000 |
| Provision for loan losses | 150,000 | 300,000 | 650,000 | 1,125,000 |
| Pretax income | 1,547,000 | 2,981,000 | 4,532,000 | 5,771,000 |
| Income tax | 519,000 | 1,036,000 | 1,558,000 | 1,985,000 |
| Net income | 1,028,000 | 1,945,000 | 2,974,000 | 3,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,228,000 | 19,645,000 | 19,874,000 | 20,186,000 |
| Total capital | 21,119,000 | 21,625,000 | 21,866,000 | 22,173,000 |
| Risk-weighted assets | 150,923,000 | 158,063,000 | 158,865,000 | 159,216,000 |