Call reports 2007
CB&T BANK OF MIDDLE GEORGIA — 2007
What CB&T BANK OF MIDDLE GEORGIA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 601,949,000 | 636,431,000 | 647,384,000 | 626,951,000 |
| Total loans | 495,803,000 | 534,092,000 | 525,937,000 | 521,731,000 |
| Allowance for loan losses | 6,177,000 | 7,116,000 | 6,821,000 | 7,448,000 |
| Securities available for sale | 74,503,000 | 75,851,000 | 78,163,000 | 76,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 516,189,000 | 550,981,000 | 536,886,000 | 537,660,000 |
| Interest-bearing deposits | 471,740,000 | 505,304,000 | 515,668,000 | 518,892,000 |
| Noninterest-bearing deposits | 44,449,000 | 45,677,000 | 21,218,000 | 18,768,000 |
| Equity capital | 50,508,000 | 50,607,000 | 52,302,000 | 52,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,086,000 | 22,968,000 | 35,101,000 | 46,578,000 |
| Interest expense | 4,932,000 | 10,392,000 | 16,023,000 | 21,393,000 |
| Net interest income | 6,154,000 | 12,576,000 | 19,078,000 | 25,185,000 |
| Noninterest income | 954,000 | 1,965,000 | 3,064,000 | 4,118,000 |
| Noninterest expense | 2,387,000 | 4,786,000 | 7,207,000 | 9,512,000 |
| Provision for loan losses | -59,000 | 905,000 | 765,000 | 2,082,000 |
| Pretax income | 4,780,000 | 8,850,000 | 14,170,000 | 17,709,000 |
| Income tax | 1,800,000 | 3,330,000 | 5,339,000 | 6,632,000 |
| Net income | 2,980,000 | 5,520,000 | 8,831,000 | 11,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,787,000 | 51,349,000 | 52,234,000 | 52,007,000 |
| Total capital | 56,964,000 | 58,272,000 | 59,052,000 | 58,730,000 |
| Risk-weighted assets | 535,999,000 | 553,610,000 | 545,416,000 | 537,125,000 |