Call reports 2002
CB&T BANK OF MIDDLE GEORGIA — 2002
What CB&T BANK OF MIDDLE GEORGIA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 257,094,000 | 277,353,000 | 286,082,000 | 304,106,000 |
| Total loans | 208,654,000 | 217,488,000 | 230,199,000 | 247,122,000 |
| Allowance for loan losses | 2,426,000 | 2,697,000 | 2,931,000 | 3,089,000 |
| Securities available for sale | 36,660,000 | 36,881,000 | 35,402,000 | 46,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,665,000 | 240,822,000 | 241,646,000 | 258,278,000 |
| Interest-bearing deposits | 196,054,000 | 205,386,000 | 205,676,000 | 225,910,000 |
| Noninterest-bearing deposits | 32,611,000 | 35,436,000 | 35,970,000 | 32,368,000 |
| Equity capital | 20,017,000 | 20,660,000 | 21,303,000 | 22,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,659,000 | 9,385,000 | 14,229,000 | 19,168,000 |
| Interest expense | 1,636,000 | 3,155,000 | 4,625,000 | 6,003,000 |
| Net interest income | 3,023,000 | 6,230,000 | 9,604,000 | 13,165,000 |
| Noninterest income | 489,000 | 1,002,000 | 1,506,000 | 2,080,000 |
| Noninterest expense | 1,406,000 | 2,817,000 | 4,238,000 | 5,746,000 |
| Provision for loan losses | 336,000 | 768,000 | 1,285,000 | 1,603,000 |
| Pretax income | 1,770,000 | 3,647,000 | 5,587,000 | 7,896,000 |
| Income tax | 654,000 | 1,352,000 | 2,069,000 | 2,934,000 |
| Net income | 1,116,000 | 2,295,000 | 3,518,000 | 4,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,899,000 | 20,079,000 | 20,718,000 | 22,074,000 |
| Total capital | 22,325,000 | 22,776,000 | 23,632,000 | 25,163,000 |
| Risk-weighted assets | 213,820,000 | 223,724,000 | 233,132,000 | 247,456,000 |