Call reports 2001
CB&T BANK OF MIDDLE GEORGIA — 2001
What CB&T BANK OF MIDDLE GEORGIA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 243,738,000 | 252,346,000 | 251,812,000 | 256,008,000 |
| Total loans | 193,540,000 | 197,447,000 | 199,410,000 | 200,822,000 |
| Allowance for loan losses | 2,193,000 | 2,304,000 | 2,329,000 | 2,370,000 |
| Securities available for sale | 38,239,000 | 40,437,000 | 41,493,000 | 38,842,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,405,000 | 224,869,000 | 218,339,000 | 229,813,000 |
| Interest-bearing deposits | 188,833,000 | 195,677,000 | 190,043,000 | 194,725,000 |
| Noninterest-bearing deposits | 27,572,000 | 29,192,000 | 28,296,000 | 35,088,000 |
| Equity capital | 18,280,000 | 18,604,000 | 19,602,000 | 20,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,299,000 | 10,521,000 | 15,655,000 | 20,539,000 |
| Interest expense | 2,730,000 | 5,302,000 | 7,679,000 | 9,650,000 |
| Net interest income | 2,569,000 | 5,219,000 | 7,976,000 | 10,889,000 |
| Noninterest income | 433,000 | 887,000 | 1,369,000 | 1,836,000 |
| Noninterest expense | 1,224,000 | 2,379,000 | 3,603,000 | 4,841,000 |
| Provision for loan losses | 210,000 | 358,000 | 517,000 | 697,000 |
| Pretax income | 1,568,000 | 3,369,000 | 5,268,000 | 7,255,000 |
| Income tax | 576,000 | 1,243,000 | 1,947,000 | 2,689,000 |
| Net income | 992,000 | 2,126,000 | 3,321,000 | 4,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,119,000 | 18,415,000 | 18,773,000 | 19,620,000 |
| Total capital | 20,312,000 | 20,719,000 | 21,102,000 | 21,990,000 |
| Risk-weighted assets | 200,479,000 | 204,749,000 | 203,147,000 | 205,938,000 |