Call reports 2025
PINELAND BANK — 2025
What PINELAND BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 555,412,000 | 578,924,000 | 573,267,000 | 569,937,000 |
| Total loans | 396,002,000 | 403,076,000 | 421,058,000 | 405,235,000 |
| Allowance for loan losses | 6,100,000 | 6,382,000 | 6,752,000 | 7,128,000 |
| Securities available for sale | 48,235,000 | 52,484,000 | 49,582,000 | 54,172,000 |
| Securities held to maturity | 0 | 2,977,000 | 3,597,000 | 3,518,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 499,992,000 | 521,863,000 | 513,202,000 | 509,006,000 |
| Interest-bearing deposits | 337,221,000 | 345,071,000 | 347,018,000 | 341,262,000 |
| Noninterest-bearing deposits | 162,771,000 | 176,792,000 | 166,184,000 | 167,744,000 |
| Equity capital | 50,042,000 | 52,141,000 | 54,782,000 | 56,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,470,000 | 17,398,000 | 26,737,000 | 35,706,000 |
| Interest expense | 1,917,000 | 3,933,000 | 5,939,000 | 7,801,000 |
| Net interest income | 6,553,000 | 13,465,000 | 20,798,000 | 27,905,000 |
| Noninterest income | 610,000 | 1,224,000 | 1,866,000 | 2,509,000 |
| Noninterest expense | 4,307,000 | 8,720,000 | 13,088,000 | 17,168,000 |
| Provision for loan losses | 129,000 | 423,000 | 798,000 | 1,172,000 |
| Pretax income | 2,680,000 | 5,499,000 | 8,731,000 | 12,027,000 |
| Income tax | 654,000 | 1,361,000 | 2,164,000 | 2,975,000 |
| Net income | 2,026,000 | 4,138,000 | 6,567,000 | 9,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,120,000 | 52,232,000 | 54,661,000 | 55,946,000 |