Call reports 2019
PINELAND BANK — 2019
What PINELAND BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 285,175,000 | 288,804,000 | 288,069,000 | 288,245,000 |
| Total loans | 201,019,000 | 210,235,000 | 208,538,000 | 208,745,000 |
| Allowance for loan losses | 3,005,000 | 3,005,000 | 3,084,000 | 3,162,000 |
| Securities available for sale | 21,684,000 | 21,683,000 | 20,771,000 | 20,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,733,000 | 255,358,000 | 253,573,000 | 254,628,000 |
| Interest-bearing deposits | 177,697,000 | 175,199,000 | 178,423,000 | 176,045,000 |
| Noninterest-bearing deposits | 75,037,000 | 80,159,000 | 75,150,000 | 78,583,000 |
| Equity capital | 30,794,000 | 31,515,000 | 32,133,000 | 31,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,671,000 | 7,431,000 | 11,208,000 | 14,934,000 |
| Interest expense | 332,000 | 711,000 | 1,119,000 | 1,505,000 |
| Net interest income | 3,339,000 | 6,720,000 | 10,089,000 | 13,429,000 |
| Noninterest income | 494,000 | 967,000 | 1,502,000 | 1,764,000 |
| Noninterest expense | 2,982,000 | 6,008,000 | 8,985,000 | 11,893,000 |
| Provision for loan losses | 90,000 | 180,000 | 295,000 | 395,000 |
| Pretax income | 761,000 | 1,503,000 | 2,315,000 | 2,909,000 |
| Income tax | 191,000 | 367,000 | 570,000 | 712,000 |
| Net income | 570,000 | 1,136,000 | 1,745,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,854,000 | 31,420,000 | 32,029,000 | 31,481,000 |
| Total capital | 33,539,000 | 34,155,000 | 34,718,000 | 34,122,000 |
| Risk-weighted assets | 214,525,000 | 218,536,000 | 214,738,000 | 210,781,000 |