Call reports 2016
PINELAND BANK — 2016
What PINELAND BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 87,223,000 | 89,253,000 | 286,448,000 | 282,734,000 |
| Total loans | 53,912,000 | 54,034,000 | 181,215,000 | 179,808,000 |
| Allowance for loan losses | 804,000 | 815,000 | 2,684,000 | 2,934,000 |
| Securities available for sale | 12,408,000 | 10,426,000 | 21,903,000 | 20,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,482,000 | 80,388,000 | 257,539,000 | 254,187,000 |
| Interest-bearing deposits | 55,199,000 | 55,288,000 | 188,941,000 | 184,605,000 |
| Noninterest-bearing deposits | 23,283,000 | 25,100,000 | 68,598,000 | 69,582,000 |
| Equity capital | 8,456,000 | 8,536,000 | 27,640,000 | 27,636,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,033,000 | 1,888,000 | 8,918,000 | 11,662,000 |
| Interest expense | 74,000 | 147,000 | 657,000 | 851,000 |
| Net interest income | 959,000 | 1,741,000 | 8,261,000 | 10,811,000 |
| Noninterest income | 131,000 | 227,000 | 1,716,000 | 2,674,000 |
| Noninterest expense | 781,000 | 1,541,000 | 8,393,000 | 11,698,000 |
| Provision for loan losses | 0 | 10,000 | 55,000 | 265,000 |
| Pretax income | 309,000 | 417,000 | 1,529,000 | 1,522,000 |
| Income tax | 113,000 | 153,000 | 553,000 | 411,000 |
| Net income | 196,000 | 264,000 | 976,000 | 1,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,424,000 | 8,492,000 | 27,272,000 | 27,723,000 |
| Total capital | 9,197,000 | 9,275,000 | 29,803,000 | 30,258,000 |
| Risk-weighted assets | 61,802,000 | 62,591,000 | 202,299,000 | 202,434,000 |