Call reports 2015
PINELAND BANK — 2015
What PINELAND BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 83,508,000 | 86,642,000 | 86,206,000 | 89,547,000 |
| Total loans | 49,599,000 | 51,847,000 | 52,410,000 | 52,936,000 |
| Allowance for loan losses | 992,000 | 903,000 | 906,000 | 813,000 |
| Securities available for sale | 11,236,000 | 11,269,000 | 11,325,000 | 11,353,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,295,000 | 78,513,000 | 77,988,000 | 81,123,000 |
| Interest-bearing deposits | 52,433,000 | 51,503,000 | 52,167,000 | 55,247,000 |
| Noninterest-bearing deposits | 22,862,000 | 27,010,000 | 25,821,000 | 25,876,000 |
| Equity capital | 7,944,000 | 7,916,000 | 7,996,000 | 8,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 794,000 | 1,603,000 | 2,426,000 | 3,257,000 |
| Interest expense | 68,000 | 138,000 | 209,000 | 283,000 |
| Net interest income | 726,000 | 1,465,000 | 2,217,000 | 2,974,000 |
| Noninterest income | 119,000 | 208,000 | 311,000 | 471,000 |
| Noninterest expense | 713,000 | 1,568,000 | 2,355,000 | 3,117,000 |
| Provision for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 102,000 | 75,000 | 143,000 | 298,000 |
| Income tax | 37,000 | 26,000 | 50,000 | -38,000 |
| Net income | 65,000 | 49,000 | 93,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,957,000 | 7,941,000 | 7,985,000 | 8,228,000 |
| Total capital | 8,689,000 | 8,703,000 | 8,756,000 | 8,999,000 |
| Risk-weighted assets | 58,304,000 | 60,807,000 | 61,545,000 | 61,611,000 |