Call reports 2014
PINELAND BANK — 2014
What PINELAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 85,985,000 | 86,844,000 | 84,938,000 | 81,979,000 |
| Total loans | 49,888,000 | 51,657,000 | 52,125,000 | 49,838,000 |
| Allowance for loan losses | 1,350,000 | 1,402,000 | 1,286,000 | 962,000 |
| Securities available for sale | 11,290,000 | 11,359,000 | 11,115,000 | 11,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,981,000 | 78,731,000 | 76,855,000 | 73,928,000 |
| Interest-bearing deposits | 57,187,000 | 55,479,000 | 53,002,000 | 51,437,000 |
| Noninterest-bearing deposits | 20,794,000 | 23,252,000 | 23,853,000 | 22,491,000 |
| Equity capital | 7,708,000 | 7,777,000 | 7,809,000 | 7,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 749,000 | 1,521,000 | 2,346,000 | 3,126,000 |
| Interest expense | 76,000 | 152,000 | 225,000 | 296,000 |
| Net interest income | 673,000 | 1,369,000 | 2,121,000 | 2,830,000 |
| Noninterest income | 184,000 | 402,000 | 542,000 | 680,000 |
| Noninterest expense | 865,000 | 1,696,000 | 2,489,000 | 3,336,000 |
| Provision for loan losses | 30,000 | 75,000 | 130,000 | 130,000 |
| Pretax income | -38,000 | 0 | 44,000 | 44,000 |
| Income tax | -15,000 | -2,000 | 13,000 | 20,000 |
| Net income | -23,000 | 2,000 | 31,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,481,000 | 7,513,000 | 7,607,000 | 7,773,000 |
| Total capital | 8,223,000 | 8,256,000 | 8,346,000 | 8,476,000 |
| Risk-weighted assets | 58,753,000 | 58,772,000 | 58,557,000 | 55,972,000 |