Call reports 2013
PINELAND BANK — 2013
What PINELAND BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 86,243,000 | 86,711,000 | 84,305,000 | 84,892,000 |
| Total loans | 49,516,000 | 47,802,000 | 44,700,000 | 50,479,000 |
| Allowance for loan losses | 1,591,000 | 1,570,000 | 1,139,000 | 1,327,000 |
| Securities available for sale | 8,419,000 | 10,102,000 | 10,535,000 | 11,551,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,507,000 | 78,299,000 | 75,763,000 | 76,939,000 |
| Interest-bearing deposits | 55,326,000 | 56,332,000 | 54,540,000 | 55,503,000 |
| Noninterest-bearing deposits | 22,181,000 | 21,967,000 | 21,223,000 | 21,436,000 |
| Equity capital | 8,561,000 | 8,165,000 | 8,248,000 | 7,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,560,000 | 2,309,000 | 3,075,000 |
| Interest expense | 78,000 | 156,000 | 234,000 | 311,000 |
| Net interest income | 706,000 | 1,404,000 | 2,075,000 | 2,764,000 |
| Noninterest income | 137,000 | 115,000 | 292,000 | 163,000 |
| Noninterest expense | 777,000 | 1,511,000 | 2,455,000 | 3,281,000 |
| Provision for loan losses | 353,000 | 678,000 | 412,000 | 612,000 |
| Pretax income | -287,000 | -670,000 | -500,000 | -966,000 |
| Income tax | -107,000 | -250,000 | -189,000 | -128,000 |
| Net income | -180,000 | -420,000 | -311,000 | -838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,148,000 | 7,825,000 | 8,078,000 | 7,515,000 |
| Total capital | 8,858,000 | 8,529,000 | 8,750,000 | 8,263,000 |
| Risk-weighted assets | 55,949,000 | 55,484,000 | 53,311,000 | 59,279,000 |