Call reports 2012
PINELAND BANK — 2012
What PINELAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 82,808,000 | 87,579,000 | 83,562,000 | 82,330,000 |
| Total loans | 51,256,000 | 51,786,000 | 50,921,000 | 51,908,000 |
| Allowance for loan losses | 1,108,000 | 1,222,000 | 1,300,000 | 1,297,000 |
| Securities available for sale | 4,187,000 | 2,998,000 | 3,497,000 | 4,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,853,000 | 78,698,000 | 74,774,000 | 73,432,000 |
| Interest-bearing deposits | 55,400,000 | 56,020,000 | 56,509,000 | 53,961,000 |
| Noninterest-bearing deposits | 18,453,000 | 22,678,000 | 18,265,000 | 19,471,000 |
| Equity capital | 8,734,000 | 8,671,000 | 8,578,000 | 8,741,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,682,000 | 2,460,000 | 3,304,000 |
| Interest expense | 120,000 | 226,000 | 325,000 | 413,000 |
| Net interest income | 688,000 | 1,456,000 | 2,135,000 | 2,891,000 |
| Noninterest income | 129,000 | 298,000 | 273,000 | 459,000 |
| Noninterest expense | 659,000 | 1,362,000 | 2,084,000 | 2,784,000 |
| Provision for loan losses | 75,000 | 473,000 | 566,000 | 566,000 |
| Pretax income | 83,000 | -81,000 | -242,000 | 0 |
| Income tax | 29,000 | -33,000 | -94,000 | -24,000 |
| Net income | 54,000 | -48,000 | -148,000 | 24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,736,000 | 8,634,000 | 8,287,000 | 8,501,000 |
| Total capital | 9,459,000 | 9,361,000 | 9,001,000 | 9,229,000 |
| Risk-weighted assets | 57,483,000 | 57,638,000 | 56,508,000 | 57,667,000 |