Call reports 2011
PINELAND BANK — 2011
What PINELAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,709,000 | 85,180,000 | 85,186,000 | 89,425,000 |
| Total loans | 55,644,000 | 56,022,000 | 53,835,000 | 52,132,000 |
| Allowance for loan losses | 1,301,000 | 1,277,000 | 1,044,000 | 1,146,000 |
| Securities available for sale | 5,366,000 | 5,023,000 | 3,505,000 | 3,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,592,000 | 76,063,000 | 76,001,000 | 80,415,000 |
| Interest-bearing deposits | 57,155,000 | 57,444,000 | 58,167,000 | 58,307,000 |
| Noninterest-bearing deposits | 17,437,000 | 18,619,000 | 17,834,000 | 22,108,000 |
| Equity capital | 8,795,000 | 8,888,000 | 8,935,000 | 8,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,859,000 | 2,795,000 | 3,464,000 |
| Interest expense | 189,000 | 365,000 | 524,000 | 658,000 |
| Net interest income | 717,000 | 1,494,000 | 2,271,000 | 2,806,000 |
| Noninterest income | 160,000 | 316,000 | 278,000 | 296,000 |
| Noninterest expense | 699,000 | 1,476,000 | 2,086,000 | 2,958,000 |
| Provision for loan losses | 25,000 | 50,000 | 100,000 | 175,000 |
| Pretax income | 153,000 | 284,000 | 363,000 | -33,000 |
| Income tax | 53,000 | 97,000 | 121,000 | -50,000 |
| Net income | 100,000 | 187,000 | 242,000 | 17,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,765,000 | 8,852,000 | 8,907,000 | 8,682,000 |
| Total capital | 9,529,000 | 9,633,000 | 9,664,000 | 9,418,000 |
| Risk-weighted assets | 60,567,000 | 61,997,000 | 60,238,000 | 58,491,000 |