Call reports 2010
PINELAND BANK — 2010
What PINELAND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 80,633,000 | 82,251,000 | 80,739,000 | 80,103,000 |
| Total loans | 59,927,000 | 59,772,000 | 59,696,000 | 56,544,000 |
| Allowance for loan losses | 1,111,000 | 1,120,000 | 1,177,000 | 1,218,000 |
| Securities available for sale | 4,708,000 | 4,344,000 | 3,748,000 | 3,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,554,000 | 73,116,000 | 71,566,000 | 71,123,000 |
| Interest-bearing deposits | 62,187,000 | 62,229,000 | 61,390,000 | 61,133,000 |
| Noninterest-bearing deposits | 9,367,000 | 10,887,000 | 10,176,000 | 9,990,000 |
| Equity capital | 8,628,000 | 8,796,000 | 8,847,000 | 8,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,003,000 | 1,982,000 | 2,962,000 | 3,935,000 |
| Interest expense | 267,000 | 522,000 | 760,000 | 975,000 |
| Net interest income | 736,000 | 1,460,000 | 2,202,000 | 2,960,000 |
| Noninterest income | 260,000 | 451,000 | 566,000 | 745,000 |
| Noninterest expense | 680,000 | 1,303,000 | 2,028,000 | 2,703,000 |
| Provision for loan losses | 100,000 | 175,000 | 220,000 | 750,000 |
| Pretax income | 215,000 | 432,000 | 518,000 | 250,000 |
| Income tax | 76,000 | 148,000 | 178,000 | 44,000 |
| Net income | 139,000 | 284,000 | 340,000 | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,598,000 | 8,743,000 | 8,799,000 | 8,665,000 |
| Total capital | 9,397,000 | 9,540,000 | 9,594,000 | 9,435,000 |
| Risk-weighted assets | 63,597,000 | 63,444,000 | 63,247,000 | 61,150,000 |