Call reports 2009
PINELAND BANK — 2009
What PINELAND BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 84,169,000 | 83,397,000 | 83,824,000 | 84,518,000 |
| Total loans | 64,174,000 | 65,318,000 | 63,648,000 | 61,894,000 |
| Allowance for loan losses | 1,021,000 | 1,260,000 | 1,293,000 | 1,006,000 |
| Securities available for sale | 4,846,000 | 4,699,000 | 4,216,000 | 4,204,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,148,000 | 73,598,000 | 73,996,000 | 75,612,000 |
| Interest-bearing deposits | 63,964,000 | 62,944,000 | 63,145,000 | 64,886,000 |
| Noninterest-bearing deposits | 10,184,000 | 10,654,000 | 10,851,000 | 10,726,000 |
| Equity capital | 9,507,000 | 9,194,000 | 9,325,000 | 8,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,114,000 | 3,187,000 | 4,112,000 |
| Interest expense | 393,000 | 758,000 | 1,101,000 | 1,406,000 |
| Net interest income | 641,000 | 1,356,000 | 2,086,000 | 2,706,000 |
| Noninterest income | 164,000 | 366,000 | 597,000 | 754,000 |
| Noninterest expense | 717,000 | 1,895,000 | 2,616,000 | 3,351,000 |
| Provision for loan losses | 190,000 | 430,000 | 500,000 | 1,696,000 |
| Pretax income | -108,000 | -609,000 | -439,000 | -1,593,000 |
| Income tax | -46,000 | -237,000 | -179,000 | -491,000 |
| Net income | -62,000 | -372,000 | -260,000 | -1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,499,000 | 9,189,000 | 9,301,000 | 8,459,000 |
| Total capital | 10,390,000 | 10,076,000 | 10,169,000 | 9,320,000 |
| Risk-weighted assets | 71,158,000 | 70,567,000 | 69,034,000 | 68,764,000 |