Call reports 2006
PINELAND BANK — 2006
What PINELAND BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,972,000 | 89,006,000 | 85,050,000 | 86,382,000 |
| Total loans | 53,124,000 | 59,115,000 | 55,575,000 | 52,877,000 |
| Allowance for loan losses | 900,000 | 853,000 | 813,000 | 899,000 |
| Securities available for sale | 11,452,000 | 13,183,000 | 12,672,000 | 12,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,126,000 | 79,056,000 | 74,718,000 | 76,341,000 |
| Interest-bearing deposits | 63,561,000 | 66,067,000 | 64,014,000 | 65,060,000 |
| Noninterest-bearing deposits | 10,565,000 | 12,989,000 | 10,704,000 | 11,281,000 |
| Equity capital | 9,025,000 | 9,271,000 | 9,592,000 | 9,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,498,000 | 3,051,000 | 4,692,000 | 6,376,000 |
| Interest expense | 495,000 | 1,052,000 | 1,665,000 | 2,292,000 |
| Net interest income | 1,003,000 | 1,999,000 | 3,027,000 | 4,084,000 |
| Noninterest income | 165,000 | 326,000 | 504,000 | 678,000 |
| Noninterest expense | 656,000 | 1,342,000 | 2,017,000 | 2,945,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 510,000 |
| Pretax income | 437,000 | 833,000 | 1,289,000 | 1,307,000 |
| Income tax | 150,000 | 286,000 | 444,000 | 410,000 |
| Net income | 287,000 | 547,000 | 845,000 | 897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,144,000 | 9,404,000 | 9,702,000 | 9,426,000 |
| Total capital | 9,915,000 | 10,248,000 | 10,489,000 | 10,207,000 |
| Risk-weighted assets | 61,546,000 | 67,516,000 | 62,914,000 | 62,375,000 |