Call reports 2004
PINELAND BANK — 2004
What PINELAND BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 77,293,000 | 76,198,000 | 76,988,000 | 75,726,000 |
| Total loans | 60,846,000 | 61,251,000 | 60,358,000 | 54,996,000 |
| Allowance for loan losses | 1,119,000 | 1,189,000 | 1,046,000 | 1,060,000 |
| Securities available for sale | 8,951,000 | 7,684,000 | 7,879,000 | 8,362,000 |
| Securities held to maturity | 48,000 | 48,000 | 48,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,872,000 | 67,839,000 | 68,246,000 | 67,045,000 |
| Interest-bearing deposits | 60,410,000 | 58,787,000 | 55,877,000 | 56,095,000 |
| Noninterest-bearing deposits | 8,462,000 | 9,052,000 | 12,369,000 | 10,950,000 |
| Equity capital | 7,933,000 | 8,019,000 | 8,400,000 | 8,373,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,049,000 | 2,163,000 | 3,289,000 | 4,455,000 |
| Interest expense | 246,000 | 477,000 | 707,000 | 959,000 |
| Net interest income | 803,000 | 1,686,000 | 2,582,000 | 3,496,000 |
| Noninterest income | 185,000 | 393,000 | 586,000 | 847,000 |
| Noninterest expense | 612,000 | 1,268,000 | 1,894,000 | 2,627,000 |
| Provision for loan losses | 69,000 | 138,000 | 206,000 | 275,000 |
| Pretax income | 307,000 | 673,000 | 1,063,000 | 1,437,000 |
| Income tax | 103,000 | 229,000 | 363,000 | 449,000 |
| Net income | 204,000 | 444,000 | 700,000 | 988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,916,000 | 8,156,000 | 8,412,000 | 8,395,000 |
| Total capital | 8,746,000 | 8,995,000 | 9,242,000 | 9,186,000 |
| Risk-weighted assets | 66,136,000 | 66,753,000 | 66,195,000 | 63,018,000 |