Call reports 2001
PINELAND BANK — 2001
What PINELAND BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 79,710,000 | 76,453,000 | 76,716,000 | 78,902,000 |
| Total loans | 54,314,000 | 55,020,000 | 58,720,000 | 62,605,000 |
| Allowance for loan losses | 831,000 | 873,000 | 788,000 | 924,000 |
| Securities available for sale | 9,149,000 | 9,123,000 | 8,284,000 | 7,524,000 |
| Securities held to maturity | 47,000 | 48,000 | 47,000 | 48,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,686,000 | 68,534,000 | 68,611,000 | 71,255,000 |
| Interest-bearing deposits | 63,810,000 | 59,872,000 | 60,213,000 | 61,783,000 |
| Noninterest-bearing deposits | 7,876,000 | 8,662,000 | 8,398,000 | 9,472,000 |
| Equity capital | 6,960,000 | 7,112,000 | 7,298,000 | 6,983,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,743,000 | 3,368,000 | 4,871,000 | 6,216,000 |
| Interest expense | 965,000 | 1,868,000 | 2,645,000 | 3,326,000 |
| Net interest income | 778,000 | 1,500,000 | 2,226,000 | 2,890,000 |
| Noninterest income | 191,000 | 367,000 | 548,000 | 706,000 |
| Noninterest expense | 627,000 | 1,256,000 | 1,895,000 | 2,523,000 |
| Provision for loan losses | 75,000 | 145,000 | 215,000 | 375,000 |
| Pretax income | 267,000 | 466,000 | 664,000 | 698,000 |
| Income tax | 88,000 | 151,000 | 215,000 | 185,000 |
| Net income | 179,000 | 315,000 | 449,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,918,000 | 7,054,000 | 7,188,000 | 6,924,000 |
| Total capital | 7,663,000 | 7,811,000 | 7,976,000 | 7,775,000 |
| Risk-weighted assets | 59,520,000 | 60,434,000 | 63,933,000 | 68,024,000 |