Call reports 2024
CBL STATE SAVINGS BANK — 2024
What CBL STATE SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 164,072,000 | 187,647,000 | 188,296,000 | 188,394,000 |
| Total loans | 106,802,000 | 111,112,000 | 112,852,000 | 110,880,000 |
| Allowance for loan losses | 1,034,000 | 1,021,000 | 1,068,000 | 1,090,000 |
| Securities available for sale | 24,820,000 | 44,091,000 | 44,315,000 | 41,614,000 |
| Securities held to maturity | 1,235,000 | 1,170,000 | 1,102,000 | 1,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,766,000 | 116,641,000 | 117,471,000 | 117,948,000 |
| Interest-bearing deposits | 112,715,000 | 116,625,000 | 117,437,000 | 117,942,000 |
| Noninterest-bearing deposits | 51,000 | 16,000 | 34,000 | 6,000 |
| Equity capital | 29,045,000 | 28,976,000 | 29,260,000 | 28,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,644,000 | 3,893,000 | 6,162,000 | 8,358,000 |
| Interest expense | 1,081,000 | 2,575,000 | 4,128,000 | 5,646,000 |
| Net interest income | 563,000 | 1,318,000 | 2,034,000 | 2,712,000 |
| Noninterest income | 43,000 | 225,000 | 266,000 | 302,000 |
| Noninterest expense | 864,000 | 1,553,000 | 2,400,000 | 3,282,000 |
| Provision for loan losses | -1,000 | -14,000 | 33,000 | 55,000 |
| Pretax income | -259,000 | 1,000 | -127,000 | -415,000 |
| Income tax | -65,000 | 0 | -31,000 | -188,000 |
| Net income | -194,000 | 1,000 | -96,000 | -227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,691,000 | 30,887,000 | 30,789,000 | 30,608,000 |