Call reports 2023
CBL STATE SAVINGS BANK — 2023
What CBL STATE SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 148,060,000 | 147,159,000 | 150,303,000 | 149,957,000 |
| Total loans | 102,480,000 | 103,517,000 | 104,347,000 | 106,291,000 |
| Allowance for loan losses | 600,000 | 600,000 | 598,000 | 1,035,000 |
| Securities available for sale | 16,205,000 | 15,560,000 | 14,914,000 | 15,016,000 |
| Securities held to maturity | 1,431,000 | 1,360,000 | 1,309,000 | 1,267,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,631,000 | 110,669,000 | 108,720,000 | 108,764,000 |
| Interest-bearing deposits | 111,552,000 | 110,663,000 | 108,714,000 | 108,762,000 |
| Noninterest-bearing deposits | 79,000 | 6,000 | 6,000 | 2,000 |
| Equity capital | 30,063,000 | 29,714,000 | 29,256,000 | 29,360,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,894,000 | 4,425,000 | 5,995,000 |
| Interest expense | 471,000 | 1,107,000 | 1,897,000 | 2,842,000 |
| Net interest income | 958,000 | 1,787,000 | 2,528,000 | 3,153,000 |
| Noninterest income | 40,000 | 80,000 | 121,000 | 165,000 |
| Noninterest expense | 941,000 | 1,827,000 | 2,772,000 | 3,632,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 57,000 | 40,000 | -123,000 | -314,000 |
| Income tax | 14,000 | 0 | 0 | -126,000 |
| Net income | 43,000 | 40,000 | -123,000 | -188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,529,000 | 31,476,000 | 31,313,000 | 30,886,000 |