Call reports 2022
CBL STATE SAVINGS BANK — 2022
What CBL STATE SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 148,938,000 | 148,227,000 | 145,072,000 | 142,999,000 |
| Total loans | 93,916,000 | 96,565,000 | 99,129,000 | 98,948,000 |
| Allowance for loan losses | 822,000 | 806,000 | 806,000 | 816,000 |
| Securities available for sale | 19,090,000 | 17,227,000 | 16,600,000 | 16,726,000 |
| Securities held to maturity | 2,017,000 | 1,956,000 | 1,871,000 | 1,505,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,264,000 | 112,803,000 | 109,805,000 | 107,615,000 |
| Interest-bearing deposits | 113,159,000 | 112,735,000 | 109,715,000 | 107,575,000 |
| Noninterest-bearing deposits | 105,000 | 68,000 | 90,000 | 40,000 |
| Equity capital | 29,995,000 | 29,532,000 | 29,265,000 | 29,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,549,000 | 3,880,000 | 5,247,000 |
| Interest expense | 139,000 | 277,000 | 418,000 | 708,000 |
| Net interest income | 1,085,000 | 2,272,000 | 3,462,000 | 4,539,000 |
| Noninterest income | 39,000 | 79,000 | 119,000 | 159,000 |
| Noninterest expense | 871,000 | 1,754,000 | 2,709,000 | 3,772,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 598,000 | 873,000 | 927,000 |
| Income tax | 60,000 | 144,000 | 211,000 | 224,000 |
| Net income | 193,000 | 454,000 | 662,000 | 703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,833,000 | 31,094,000 | 31,302,000 | 31,293,000 |