Call reports 2021
CBL STATE SAVINGS BANK — 2021
What CBL STATE SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 150,462,000 | 150,856,000 | 145,376,000 | 148,025,000 |
| Total loans | 94,691,000 | 93,624,000 | 91,626,000 | 90,365,000 |
| Allowance for loan losses | 842,000 | 842,000 | 742,000 | 822,000 |
| Securities available for sale | 18,821,000 | 18,603,000 | 18,417,000 | 19,284,000 |
| Securities held to maturity | 2,437,000 | 2,387,000 | 2,283,000 | 2,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,172,000 | 108,683,000 | 108,950,000 | 111,755,000 |
| Interest-bearing deposits | 108,125,000 | 108,644,000 | 108,923,000 | 111,725,000 |
| Noninterest-bearing deposits | 47,000 | 39,000 | 27,000 | 30,000 |
| Equity capital | 30,326,000 | 30,605,000 | 30,801,000 | 30,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,645,000 | 3,864,000 | 5,120,000 |
| Interest expense | 233,000 | 424,000 | 630,000 | 774,000 |
| Net interest income | 1,094,000 | 2,221,000 | 3,234,000 | 4,346,000 |
| Noninterest income | 38,000 | 79,000 | 119,000 | 159,000 |
| Noninterest expense | 783,000 | 1,551,000 | 2,430,000 | 3,326,000 |
| Provision for loan losses | 0 | 0 | -100,000 | -100,000 |
| Pretax income | 349,000 | 749,000 | 1,023,000 | 1,279,000 |
| Income tax | 84,000 | 181,000 | 247,000 | 287,000 |
| Net income | 265,000 | 568,000 | 776,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,087,000 | 30,354,000 | 30,562,000 | 30,740,000 |