Call reports 2020
CBL STATE SAVINGS BANK — 2020
What CBL STATE SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 148,740,000 | 148,430,000 | 149,762,000 | 148,926,000 |
| Total loans | 97,567,000 | 96,957,000 | 95,775,000 | 94,749,000 |
| Allowance for loan losses | 874,000 | 857,000 | 857,000 | 842,000 |
| Securities available for sale | 15,104,000 | 14,740,000 | 18,419,000 | 17,505,000 |
| Securities held to maturity | 4,734,000 | 4,541,000 | 2,673,000 | 2,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,470,000 | 105,093,000 | 106,795,000 | 106,496,000 |
| Interest-bearing deposits | 105,258,000 | 104,862,000 | 106,581,000 | 106,282,000 |
| Noninterest-bearing deposits | 212,000 | 231,000 | 214,000 | 214,000 |
| Equity capital | 29,658,000 | 29,895,000 | 29,994,000 | 30,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,478,000 | 2,926,000 | 4,342,000 | 5,747,000 |
| Interest expense | 504,000 | 979,000 | 1,412,000 | 1,724,000 |
| Net interest income | 974,000 | 1,947,000 | 2,930,000 | 4,023,000 |
| Noninterest income | 41,000 | 80,000 | 122,000 | 173,000 |
| Noninterest expense | 824,000 | 1,585,000 | 2,387,000 | 3,174,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 442,000 | 689,000 | 1,046,000 |
| Income tax | 46,000 | 107,000 | 167,000 | 231,000 |
| Net income | 145,000 | 335,000 | 522,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,254,000 | 29,398,000 | 29,573,000 | 29,822,000 |