Call reports 2019
CBL STATE SAVINGS BANK — 2019
What CBL STATE SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 136,088,000 | 138,846,000 | 139,370,000 | 141,669,000 |
| Total loans | 94,163,000 | 95,495,000 | 95,705,000 | 97,892,000 |
| Allowance for loan losses | 868,000 | 871,000 | 874,000 | 874,000 |
| Securities available for sale | 16,150,000 | 15,499,000 | 15,323,000 | 14,475,000 |
| Securities held to maturity | 5,763,000 | 5,486,000 | 5,191,000 | 4,997,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,330,000 | 101,709,000 | 98,883,000 | 101,549,000 |
| Interest-bearing deposits | 99,223,000 | 101,613,000 | 98,690,000 | 101,295,000 |
| Noninterest-bearing deposits | 107,000 | 97,000 | 193,000 | 254,000 |
| Equity capital | 28,627,000 | 29,037,000 | 29,351,000 | 29,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,926,000 | 4,486,000 | 5,998,000 |
| Interest expense | 433,000 | 909,000 | 1,416,000 | 1,944,000 |
| Net interest income | 1,002,000 | 2,017,000 | 3,070,000 | 4,054,000 |
| Noninterest income | 43,000 | 93,000 | 137,000 | 180,000 |
| Noninterest expense | 758,000 | 1,469,000 | 2,237,000 | 2,991,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 287,000 | 641,000 | 970,000 | 1,243,000 |
| Income tax | 69,000 | 155,000 | 235,000 | 300,000 |
| Net income | 218,000 | 486,000 | 735,000 | 943,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,713,000 | 28,947,000 | 29,196,000 | 29,354,000 |
| Total capital | 29,581,000 | 29,818,000 | 30,070,000 | 30,228,000 |
| Risk-weighted assets | 70,785,000 | 72,544,000 | 71,807,000 | 73,719,000 |