Call reports 2018
CBL STATE SAVINGS BANK — 2018
What CBL STATE SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 130,929,000 | 130,014,000 | 130,173,000 | 129,913,000 |
| Total loans | 86,090,000 | 87,062,000 | 87,716,000 | 90,853,000 |
| Allowance for loan losses | 859,000 | 861,000 | 863,000 | 866,000 |
| Securities available for sale | 17,289,000 | 16,627,000 | 16,310,000 | 16,469,000 |
| Securities held to maturity | 6,969,000 | 6,675,000 | 6,302,000 | 5,975,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,123,000 | 93,717,000 | 93,837,000 | 93,565,000 |
| Interest-bearing deposits | 93,949,000 | 93,529,000 | 93,586,000 | 93,215,000 |
| Noninterest-bearing deposits | 174,000 | 188,000 | 251,000 | 350,000 |
| Equity capital | 27,405,000 | 28,491,000 | 28,585,000 | 28,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,316,000 | 2,674,000 | 4,045,000 | 5,462,000 |
| Interest expense | 325,000 | 682,000 | 1,082,000 | 1,513,000 |
| Net interest income | 991,000 | 1,992,000 | 2,963,000 | 3,949,000 |
| Noninterest income | 75,000 | 1,042,000 | 1,086,000 | 1,130,000 |
| Noninterest expense | 701,000 | 1,472,000 | 2,269,000 | 3,669,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 365,000 | 1,562,000 | 1,780,000 | 1,410,000 |
| Income tax | 88,000 | 146,000 | 199,000 | 315,000 |
| Net income | 277,000 | 1,416,000 | 1,581,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,728,000 | 28,866,000 | 29,032,000 | 28,495,000 |
| Total capital | 28,575,000 | 29,706,000 | 29,870,000 | 29,359,000 |
| Risk-weighted assets | 67,769,000 | 67,149,000 | 67,012,000 | 69,092,000 |