Call reports 2017
CBL STATE SAVINGS BANK — 2017
What CBL STATE SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 128,709,000 | 135,798,000 | 133,487,000 | 131,572,000 |
| Total loans | 87,698,000 | 88,786,000 | 91,184,000 | 85,126,000 |
| Allowance for loan losses | 872,000 | 858,000 | 858,000 | 858,000 |
| Securities available for sale | 15,961,000 | 21,989,000 | 19,285,000 | 18,847,000 |
| Securities held to maturity | 8,157,000 | 7,691,000 | 7,373,000 | 6,948,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,766,000 | 97,623,000 | 95,165,000 | 94,770,000 |
| Interest-bearing deposits | 90,709,000 | 97,492,000 | 94,971,000 | 94,583,000 |
| Noninterest-bearing deposits | 57,000 | 131,000 | 194,000 | 187,000 |
| Equity capital | 26,801,000 | 27,047,000 | 27,233,000 | 27,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,266,000 | 2,578,000 | 3,937,000 | 5,175,000 |
| Interest expense | 256,000 | 556,000 | 868,000 | 1,190,000 |
| Net interest income | 1,010,000 | 2,022,000 | 3,069,000 | 3,985,000 |
| Noninterest income | 48,000 | 119,000 | 175,000 | 266,000 |
| Noninterest expense | 719,000 | 1,501,000 | 2,272,000 | 3,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 340,000 | 646,000 | 1,001,000 | 1,236,000 |
| Income tax | 125,000 | 237,000 | 367,000 | 375,000 |
| Net income | 215,000 | 409,000 | 634,000 | 861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,805,000 | 26,999,000 | 27,224,000 | 27,385,000 |
| Total capital | 27,676,000 | 27,852,000 | 28,081,000 | 28,221,000 |
| Risk-weighted assets | 69,655,000 | 68,211,000 | 68,589,000 | 66,863,000 |