Call reports 2025
FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2025
What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 462,186,000 | 475,116,000 | 490,090,000 | 492,704,000 |
| Total loans | 369,005,000 | 378,525,000 | 385,977,000 | 391,022,000 |
| Allowance for loan losses | 2,800,000 | 3,037,000 | 2,890,000 | 3,102,000 |
| Securities available for sale | 40,517,000 | 42,370,000 | 43,258,000 | 44,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 423,613,000 | 436,448,000 | 429,783,000 | 438,205,000 |
| Interest-bearing deposits | 366,765,000 | 378,332,000 | 373,044,000 | 374,012,000 |
| Noninterest-bearing deposits | 56,848,000 | 58,116,000 | 56,739,000 | 64,193,000 |
| Equity capital | 35,405,000 | 35,045,000 | 37,205,000 | 37,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,633,000 | 13,578,000 | 20,583,000 | 27,653,000 |
| Interest expense | 2,667,000 | 5,325,000 | 8,071,000 | 10,785,000 |
| Net interest income | 3,966,000 | 8,253,000 | 12,512,000 | 16,868,000 |
| Noninterest income | 1,055,000 | 2,121,000 | 3,218,000 | 4,316,000 |
| Noninterest expense | 3,799,000 | 7,712,000 | 11,840,000 | 16,254,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 481,000 |
| Pretax income | 1,222,000 | 2,412,000 | 3,640,000 | 4,430,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,222,000 | 2,412,000 | 3,640,000 | 4,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,887,000 | 38,225,000 | 38,938,000 | 38,479,000 |
| Total capital | 40,801,000 | 41,377,000 | 41,942,000 | 41,715,000 |
| Risk-weighted assets | 345,314,000 | 355,433,000 | 363,260,000 | 365,169,000 |