Call reports 2024
FIRST COMMUNITY BANK OF THE HEARTLAND, INC. — 2024
What FIRST COMMUNITY BANK OF THE HEARTLAND, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 445,185,000 | 453,857,000 | 466,376,000 | 471,921,000 |
| Total loans | 358,516,000 | 365,500,000 | 373,438,000 | 377,444,000 |
| Allowance for loan losses | 3,063,000 | 2,955,000 | 2,732,000 | 2,810,000 |
| Securities available for sale | 38,774,000 | 38,477,000 | 39,083,000 | 38,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,649,000 | 406,618,000 | 406,181,000 | 423,857,000 |
| Interest-bearing deposits | 333,542,000 | 353,154,000 | 355,340,000 | 370,017,000 |
| Noninterest-bearing deposits | 53,107,000 | 53,464,000 | 50,841,000 | 53,840,000 |
| Equity capital | 33,514,000 | 34,015,000 | 35,743,000 | 34,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,149,000 | 12,572,000 | 19,282,000 | 26,140,000 |
| Interest expense | 2,740,000 | 5,562,000 | 8,514,000 | 11,424,000 |
| Net interest income | 3,409,000 | 7,010,000 | 10,768,000 | 14,716,000 |
| Noninterest income | 911,000 | 1,955,000 | 2,944,000 | 3,889,000 |
| Noninterest expense | 3,603,000 | 7,144,000 | 10,829,000 | 14,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 135,000 |
| Pretax income | 717,000 | 1,821,000 | 2,882,000 | 3,575,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 717,000 | 1,821,000 | 2,882,000 | 3,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,124,000 | 36,587,000 | 37,216,000 | 36,939,000 |
| Total capital | 39,187,000 | 39,542,000 | 39,949,000 | 39,865,000 |
| Risk-weighted assets | 360,205,000 | 334,196,000 | 343,094,000 | 356,533,000 |